I lived in Sonoma County for ten years and was there for the Loma Prieta quake in 1989. Have felt a few small ones here and there, mostly due to the geologic activity around the geysers north of Santa Rosa. The small ones are actually kinda fun - and over with before you really have time to realize what's going on.
But being a native midwesterner, we take tornadoes and blizzards in stride like Californians do earthquakes. You can't do much about it until after it's over, so try to prepare in case it happens and deal with it when it does. Last year, we had two tornadoes skirt thru or by Ames, both on the day before we had a home football game (Iowa in September, then Colorado in November) and we won both games prompting people to say that we really were a "Cyclone State."
Can't say we've felt any earthquakes here that I can recall. A couple of years ago, there was one in northern Illinois that was reported to be felt by a few in eastern Iowa. I doubt people here would know what it was anyway, unless they were told ("that's a California thing").